Top Gainesville Mortgage Rates This November
Have falling property prices enticed you into buying a new house? Current values may be low, but don’t forget to research Gainesville mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.
Current Best Mortgage Rates in Gainesville, FL
Depending on the type of mortgage you choose, the interest rates offered will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an affordable interest rate in Gainesville for you. Below are the local lenders currently offering the best mortgage rates this month:
Best Fixed Mortgage Rates in Gainesville
15-Year Fixed
- Wells Fargo Bank, National Association: 3.13%
- Orig. Fees: 1%
- Points: 0
- Quicken Loans Inc: 3.25%
- No Orig. Fees
- Points: 1.75
- Capital City Bank: 3.38%
- No Orig. Fees
- Points: 0
30-Year Fixed
- Quicken Loans Inc: 3.99%
- No Orig. Fees
- Points: 2
- Florida Credit Union: 4%
- No Orig. Fees
- Points: 0
- Capital City Bank: 4.13%
- No Orig. Fees
- Points: 0
Lowest Gainesville ARM Rates
3/1 ARM
- Wells Fargo Bank, National Association: 2.13%
- Orig. Fees: 1%
- Points: 0.88
- Caps: 2% per Adjustment Period
- Campus USA Credit Union: 2.5%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
- Alarion Bank: 3.13%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
5/1 ARM
- Wells Fargo Bank, National Association: 2.25%
- Orig. Fees: 1%
- Points: 0.88
- Caps: 2% per Adjustment Period
- Bank of America, National Association: 2.5%
- No Orig. Fees
- Points: 1
- Caps: 2% per Adjustment Period
- SunTrust Bank: 2.63%
- No Orig. Fees
- Points: 0
- Caps: 2% per Adjustment Period
Be sure you verify these rates with the lender before you apply. These rates are accurate as of 11/01/11, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Gainesville mortgage rate.
