If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
|
CIT Bank
 |
1.10%
Date: May 14, 2012
|
|
Ally Bank
|
1.09%
Date: May 15, 2012
|
| Highest Rates Recent Rate Changes | |
| EverBank 2 Year CD Account |
1.01%
Date: May 10, 2012
|
| Community First Of Flo Credit Union 2 Year CD Account |
1.01%
Date: May 9, 2012
|
| J. M. Associates Credit Union 2 Year CD Account |
1.01%
Date: May 1, 2012
|
| Vystar Credit Union 2 Year CD Account |
0.96%
Date: Apr 25, 2012
|
| Publix Employees Credit Union 2 Year CD Account |
0.90%
Date: May 9, 2012
|
| Healthcare's Cooperative Credit Union 2 Year CD Account |
0.81%
Date: Apr 26, 2012
|
| EverBank 12 Month CD Account |
0.70% to
0.75% Date: May 10, 2012
|
| Publix Employees Credit Union 2 Year CD Account |
0.95% to
0.90% Date: May 9, 2012
|
| Independent National Bank 6 Month CD Account |
0.20% to
0.10% Date: Mar 9, 2012
|
